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Personal Loan

A Personal Loan from Laxminarayan Finance:-

is a quick and hassle-free way to meet financial needs such as medical emergencies, weddings, travel, home renovation, or any other personal expense. With minimal documentation and quick approval, you can access funds without any collateral.

Advantages of a Personal Loan

No Collateral Required – Personal loans are unsecured, meaning you don’t need to pledge any asset.

Quick Processing & Disbursal – Fast approval and disbursal ensure you get funds when you need them.

Flexible Usage – Can be used for any personal financial requirement without restrictions.

Affordable Interest Rates – Competitive rates compared to credit cards or other unsecured borrowings.

Fixed & Flexible Tenure – Repayment period ranges from 12 to 60 months, depending on loan terms.

Improves Credit Score – Regular EMI payments help build a strong credit profile.

Easy Repayment Options – EMIs can be structured according to your financial comfort.

Minimal Documentation – Only basic documents are required for loan approval.

Eligibility Criteria for a Personal Loan

To apply for a personal loan, you must meet the following requirements:

Age Limit: 21 to 60 years.

Employment Type: Salaried or self-employed.

Minimum Monthly Income: ₹15,000 (varies based on location and loan amount).

Work Experience: At least 1 year of continuous employment (for salaried individuals) or 2 years of business continuity (for self-employed individuals).

Credit Score: A good CIBIL score (650+ preferred) to ensure easy approval.

Repayment Capacity: Stable income and bank balance to manage loan repayments.

Documents Required for a Personal Loan

The documentation process is simple and requires the following:

Identity Proof (Any one):

Aadhaar Card

PAN Card

Passport

Voter ID

Driving License

Address Proof (Any one):

Aadhaar Card

Passport

Utility Bill (Electricity, Water, Gas, etc.)

Rent Agreement (if applicable)

Income Proof:

Salaried individuals: Latest 3 months’ salary slips and bank statements for the last 6 months.

Self-employed individuals: Income Tax Returns (ITR) for the last 2-3 years and bank statements for the last 12 months.

Employment Proof:

Salaried: Offer letter or employment certificate.

Self-employed: Business registration certificate or GST certificate.

Loan Application Form:

Duly filled and signed application form.

Recent Passport-Size Photographs (2-3 copies).

How to Apply for a Personal Loan?

Online: Visit our website and fill out the loan application form.

Branch Visit: Walk into our nearest branch with the required documents.

Phone Assistance: Call our customer support team for guidance.

For further assistance or to apply, contact us:

Laxminarayan Finance Company📧 Email: info@laxminarayanfinance.com📞 Phone:8445003418🏢

Get the financial support you need with a quick and easy personal loan from Laxminarayan Finance!

Rate of Interest:2 to 6 % P.A, Tenure : 1 to 20 years.

Office Address: Laxmi Narayan Financial Services
Plot No,8. Shanti Nagar Rd, Vivek Vihar Jaipur Rajasthan,302019
.MobileNo:
7417283723
 
Email: info@laxminarayanfinancialservices.com

 

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