Project Loan:-

• • A Project Loan from Laxminarayan Finance Pvt Ltd is designed to help businesses and entrepreneurs fund large-scale projects, including infrastructure, manufacturing, and business expansion. Our project loans offer flexible financing solutions to ensure smooth execution and completion of projects.

• • Advantages of a Project Loan

• • Large-Scale Funding – Helps businesses finance infrastructure, construction, manufacturing, and expansion projects.

• • Long Repayment Tenure – Extended repayment periods allow businesses to manage cash flow effectively.

• • Competitive Interest Rates – Attractive rates based on project viability and borrower profile.

• • Customized Loan Structure – Financing is tailored to project needs, including phased disbursal.

• • Working Capital Support – Funds can be used for equipment, labor, raw materials, and other project costs.

• • Boosts Business Growth – Enables companies to scale operations and invest in new opportunities.

• • Collateral-Based Loan – Secured loan options available with property, machinery, or other assets as collateral.

• • Tax Benefits – Interest paid on project loans may be tax-deductible under business expenses.

• • Eligibility Criteria for a Project Loan

• • To qualify for a project loan, the following criteria must be met:

• • Applicant Type: Business owners, entrepreneurs, corporates, and partnerships.

• • Business Vintage: Minimum 2-3 years of business operations.

• • Project Feasibility: Detailed project report and financial projections required.

• • Credit Score: A strong business credit history improves loan approval chances.

• • Collateral Requirement: Property, machinery, or other assets may be required for secured loans.

• • Repayment Capacity: Sufficient revenue and profitability to repay the loan.

• • Documents Required for a Project Loan

• • The following documents are needed to process a project loan:

• • Business Documents:

• • Business registration certificate

• • Company PAN Card

• • GST registration

• • Partnership deed or Memorandum of Association (if applicable)

• • Project-Specific Documents:

• • Detailed Project Report (DPR) with cost estimates

• • Project feasibility study

• • Business financial projections (profit & loss statement, balance sheet, cash flow forecast)

• • Identity & Address Proof of Business Owners:

• • Aadhaar Card

• • PAN Card

• • Passport

• • Utility Bill (Electricity, Water, Gas, etc.)

• • Financial Documents:

• • Last 2-3 years’ Income Tax Returns (ITR)

• • Audited financial statements (Balance Sheet, Profit & Loss Statement)

• • Bank statements (last 6-12 months)

• • Collateral Documents (if applicable):

• • Property documents

• • Machinery purchase invoice

• • Any other security documents

• • Loan Application Form:

• • Duly filled and signed application form.

• • Recent Passport-Size Photographs (2-3 copies).

• • How to Apply for a Project Loan?

• • Online: Visit our website and submit the loan application form.

• • Branch Visit: Walk into our nearest branch with the required documents.

• • Phone Assistance: Call our customer support team for guidance.

• • For further assistance or to apply, contact us:

• • Laxminarayan Finance Pvt Ltd Company

• • Turn your vision into reality with a project loan from Laxminarayan Finance and achieve business success!

• • Rate of Interest 2 to 6 % Tenure 1to 20 years.